When shopping for travel medical insurance, two plans you may be considering are Patriot International Lite and Seven Corners Travel Medical Choice . Patriot International Lite and Seven Corners Travel Medical Choice are two plans that do share some similarities however, when it comes to deciding between the two, it is important to know their differences.
Patriot International Lite and Seven Corners Travel Medical Choice are two plans that provide travelers with coverage internationally. Both plans are comprehensive coverage plans, meaning they provide percentage-based coverage for most eligible travel expenses. For more information on the key differences between the two plans, refer to the comparison chart below:
Patriot International Lite
- Administered by IMG
- Coverage for up to 2 years
- Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date
- Policy maximum option up to $1,000,000 for ages 69 and under
- Plan pays 100% outside of the US
- Coverage up to policy maximum for acute onset of pre-existing conditions for travelers under 70
vs.
Seven Corners Travel Medical- Administered by Seven Corners
- Coverage for up to 364 days
- No Coverage for COVID-19
- Policy maximum options up to $5,000,000 for ages 64 and under
- Plan pays 100% outside of the US
- Coverage up to $15,000 for acute onset of pre-existing conditions for ages 69 and under
COMMON EXCLUSIONS (What's not covered)
- Preventative Care (immunizations, routine medical exams)
- Accidental death and dismemberment (AD&D) coverage
- Terrorism coverage
- Trip interruption coverage
- Pregnancy and maternity care