Anyone planning to buy visitors insurance for traveling outside their home country to the USA may be considering the following two travel medical insurance plans: Seven Corners Travel Medical Basic-USA and Seven Corners Travel Medical Choice-USA. With all the similarities these two visitors insurance plans share, what is the difference between Seven Corners Travel Medical Basic-USA and Seven Corners Travel Medical Choice-USA?
Both Seven Corners Travel Medical Basic-USA insurance and Seven Corners Travel Medical Choice-US insurance are administered by Seven Corners and provide travel medical coverage for the USA. They are comprehensive insurance plans, which provide percentage based coverage of 100% for eligible medical conditions within the PPO network.. For details about the differences between Seven Corners Travel Medical Basic-USA and Seven Corners Travel Medical Choice-US, refer to the comparison chart below.
- Up to 180 days of coverage
- Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date
- Policy maximum of $100,000 for USA coverage for travelers over the age of 64
- Covers up to $25,000 for acute onset of pre-existing conditions for non-US residents under the age of 70 traveling to the US
- Covers up to $10,000 for AD&D for those 19 years & older
- Covers up to $20,000 for common carrier accidental death for those 19 years & older
- No coverage for acute onset of pre-existing conditions for travelers over 70 years
- Coverage for natural disaster up to $50 per day for 5-day limit
- Up to 180 days of coverage
- Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date
- Policy maximum of $100,000 for USA coverage for travelers over the age of 70
- Covers up to $50,000 for acute onset of pre-existing conditions for non-US residents under the age of 70 traveling to the US
- Covers up to $25,000 for AD&D for those 19 years & older
- Covers up to $50,000 for common carrier accidental death for those 19 years & older
- Coverage for natural disaster up to $100 per day for 5-day limit
COMMON EXCLUSIONS (What's not covered)
- Preventative care (immunizations, routine medical exams)
- Pregnancy and maternity care
- Mental and nervous disorders
- Injuries incurred from certain extreme or hazardous sports