Discovery

Discovery Insurance provides customizable trip insurance coverage for U.S. residents traveling within the U.S. and internationally. The plan allows travelers to pick various optional coverages to customize and build a plan that meets their unique and individual needs. Discovery covers trips between 1 day and 90 days at a time.

Expert Reviews

Notable Features

Customizable plan benefits
Various optional add-on coverage
Coverage domestically and/or internationally
Covers COVID-19 like any other eligible medical condition

Limitations

Insurance plan does not cover non-U.S. residents
Coverage only up to 90 days (30 days for FL residents)
Cancel for Any Reason (CFAR) must be purchased within 15 days of initial trip deposit date

Expert Opinion
Discovery Insurance is best suited for U.S. citizens traveling domestically or internationally looking for a customizable option.

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Plan Highlights

AM Best Ratings
A

Coverage Type
Trip Insurance

Renewability
No

Who Can Buy It
U.S. Residents

Contact Information
+1 (855) 998-2928

Administrator
battleface

Coverage Duration
1 day to 90 days (30 days in FL)

Refund Policy / Look-up Period
Yes (conditions apply)

Providers Network
No network; policyholder can visit any provider

Emergency Assistance Numbers
N/A

Underwriter
Spinnaker Insurance

Provides Coverage for
U.S. residents traveling domestically or abroad

Cancellable
Yes (conditions apply)

Restrictions
- Not Available for the following Destination Countries: Afghanistan, Belarus, Burkina Faso, Central African Republic, Chad, Cuba, Haiti, Iran, Iraq, Libya, Mali, Mauritania, Myanmar, Niger, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela & Yemen
- Not Available to Residents of the Following U.S. States/Territories: American Samoa, Guam, New Hampshire, Puerto Rico, Virgin Islands & Washington

Acute Onset of Pre-Existing Conditions
No

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Disclaimer: Information presented here is high-level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.