Patriot Exchange Insurance

Patriot Exchange insurance is a travel insurance plan designed to meet the US visa requirements for a student studying abroad or a participant of a cultural exchange program including J1 and J2 visa holders. After the deductible, this plan pays 100% per incident up to the policy maximum. Travel medical protection offered by Patriot Exchange includes COVID-19 coverage, outpatient treatment, emergency services, emergency medical evacuation, and more. Patriot Exchange Insurance offers coverage for a duration of 1 month to 48 months.

Expert Reviews

Notable Features

Meets J Visa Requirements
Comprehensive coverage at affordable price
COVID-19 covered like any new illness
PPO Network
Provides family coverage
Available coverage for up to 48 months

Limitations

Pre-existing conditions only covered after 12 months of continuous coverage
Only available for travelers under 65 years of age

Expert Opinion

Patriot Exchange is best suitable for students and scholars who are studying abroad or participating in cultural exchange programs. Under this plan, participants' spouses and unmarried dependent children traveling with them on a J2 visa are also covered. This policy meets the US requirements for J1 and J2 visa holders.

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Plan Highlights

AM Best Ratings
A-

Coverage Type
Comprehensive

Renewability
Yes

Who Can Buy It

Cultural Exchange Students, J1/J2 Visa

Contact Information
800-628-4664
317-655-4500

Administrator
IMG

Coverage Duration
1 month to 48 months

Refund Policy / Look-up Period
Yes

Providers Network
United Healthcare

Emergency Assistance Numbers
317-655-4500

Underwriter
Sirius Specialty Insurance Corporation

Provides Coverage for
USA

Cancellable
Yes

COVID-19 coverage
Yes, COVID-19 is covered like any new illness

Not Available for Purchase in
Maryland (MD) & New York (NY)

Pre-Existing Conditions

Only after 12 months of continued coverage.

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Disclaimer: Information presented here is high-level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.