PI

Patriot International Lite

Patriot International Lite Insurance provides comprehensive travel medical coverage for travelers outside their home country, excluding the USA. This comprehensive plan pays 100% up to the policy maximum outside of the US and Canada after the deductible is met. Travel medical protection offered by Patriot International Lite includes outpatient treatment, emergency services, emergency medical evacuation, and more. Patriot International Lite Insurance covers trips between 5 and 365 days and can be renewed up to a total of 2 years.

Expert Reviews

Noticeable Features
  • Comprehensive coverage
  • Deductible only required once per policy period
  • PPO Network
  • Covers during international travel
  • Covers COVID-19 like any new condition

Limitations
  • Maximum 24 month coverage
  • Low policy maximum for ages 70+
  • Limited acute onset of pre-existing condition coverage

Expert Opinion

Patriot International Lite Insurance is best suited for US citizens and their families traveling internationally.

Overall Ratings

         
4.0
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Plan Highlights

AM Best Ratings
A-
Coverage Type
Comprehensive
Renewability
Yes
Who Can Buy It
US & Non US citizens traveling outside the USA
Contact Information
800-628-4664
Administrator
IMG
Coverage Duration
5 days to 365 days and renewable up to 2 years
Refund Policy / Look-up Period
Yes
Providers Network
UnitedHealthcare
Emergency Assistance Numbers
317-655-4500
Underwriter
SiriusPoint Speciality Insurance Corporation
Provides Coverage for
USA or International
Cancellable
Yes
Not Available for Purchase in
NY and MD
Acute Onset of Pre-Existing Conditions
Yes

How to Buy Patriot International Lite Insurance?

Disclaimer: Information presented here is high-level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.