PP

Patriot Platinum Insurance

Patriot Platinum Insurance provides comprehensive medical insurance coverage for individuals and families traveling outside their home country to the United States. Within the PPO Network, this insurance plan pays 100% of the costs up to the policy maximum. after the deductible including COVID-19 costs. Outside the PPO network, the plan pays 90% of the first $5,000 and 100% thereafter and offers travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, and more. Patriot Platinum Insurance covers trips between 5 days to 36 months and allows visitors covered under the policy to visit any doctor or hospital within the PPO Network.

Expert Reviews

Noticeable Features
  • Offered and administered by U.S.-based insurance administrator IMG
  • Coverage for COVID-19 like any other new condition
  • PPO Network
  • All claims handled in U.S.

Limitations
  • Low maximum for acute onset of pre-existing medical condition coverage for visitors ages 70+

Expert Opinion
Patriot Platinum Insurance is best suited for senior or elderly international travelers visiting the US or another country outside their home country.

Overall Ratings

         
3.7
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Plan Highlights

AM Best Ratings
A-
Coverage Type
Comprehensive
Renewability
Yes
Who Can Buy It
Anyone traveling outside their home country to the United States
Contact Information
800-628-4664
317-655-4500
Administrator
IMG
Coverage Duration
5 days to 36 months
Refund Policy / Look-up Period
Yes
Providers Network
UnitedHealthcare
Emergency Assistance Numbers
317-655-4500
Underwriter
SiriusPoint Speciality Insurance Corporation
Provides Coverage for
USA
Cancellable
Yes
Not Available for Purchase in
NY and MD
Acute Onset of Pre-Existing Conditions
Yes

How to Buy Patriot Platinum Insurance?

Disclaimer: Information presented here is high-level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.