VS

VisitorSecure Insurance

VisitorSecure Insurance provides basic medical coverage for visitors traveling to any foreign country outside of their home country and visitors traveling to the US. This insurance plan is a fixed benefit plan with travel medical benefits including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, and more. VisitorSecure Insurance covers trips between 5 to 364 days and allows visitors covered under the policy to visit any doctor or hospital of their choice. VisitorSecure offers coverage for COVID-19 like any other eligible medical condition.

Expert Reviews

Noticeable Features
  • Low cost and affordable premium
  • Good for basic coverage. Per incident coverage
  • Emergency medical evacuation and common carrier accidental death and dismemberment coverage
  • Acute onset of pre-existing condition coverage
  • Coverage for COVID-19

Limitations
  • Coverage and benefits may not be adequate. Plan pays fixed, pre-defined rate for each service
  • Only $10,000 policy maximum for travelers age 80+
  • Any medical expenses should be pre-certified to avoid 50% reduction in benefits
  • For age 70+, fixed $200 deductible for each incident

Expert Opinion
VisitorSecure Insurance is best suited for international visitors traveling outside their home country and US citizens traveling outside the US.

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Plan Highlights

AM Best Ratings
A
Coverage Type
Limited
Renewability
Yes
Who Can Buy It
Anyone traveling outside of their home country
Contact Information
800-335-0477
317-575-2656
Administrator
WorldTrips
Coverage Duration
5 days to 364 days
Refund Policy / Look-up Period
Yes
Providers Network
Visit any doctor
Emergency Assistance Numbers
317-575-2656
Underwriter
Llyod's of London
Provides Coverage for
USA or International
Cancellable
Yes
Not Available in
New York (NY)
Maryland (MD)
Washington (WA)
Acute Onset of Pre-Existing Conditions
Yes

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Disclaimer: Information presented here is high-level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.