AJP

Atlas Journey Premier

Atlas Journey Premier Insurance provides comprehensive trip coverage for U.S. residents traveling within the U.S. and internationally. The plan provides trip protection including trip cancellation, trip interruptions, accident and sickness benefit, Frequent Travelers Rewards coverage, optional Cancel for Any Reason (CFAR) coverage, optional rental car damage & theft coverage and more. Atlas Journey Premier covers trips between 1 day and 180 days at a time.

Expert Reviews Why Trust this Review?

Notable Features

COVID-19 covered like any new illness
Various optional benefit riders
Cancel For Any Reason Option of either 50% of 75%
Reinstate Frequent Traveler Awards

Limitations

Insurance plan does not cover non-U.S. residents
CFAR must be purchased within 21 days of initial trip deposit date
Optional adventure sports & coverage not available for: IL and MT residents

Expert Opinion
Atlas Journey Premier Insurance is best suited for U.S. citizens traveling domestically or internationally looking for more optional coverage.

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Plan Highlights

AM Best Ratings
A

Coverage Type
Trip Insurance

Renewability
No

Who Can Buy It
U.S. Residents

Contact Information
In the U.S., call: 866-400-6090
All other locations, call: +1 603-328-638

Administrator
WorldTrips

Coverage Duration
1 day to 180 days

Refund Policy / Look-up Period
Yes (conditions apply)

Providers Network
No network; policyholder can visit any provider

Emergency Assistance Numbers
N/A

Underwriter
U.S. Speciality Insurance Company (USSIC)

Provides Coverage for
U.S. residents traveling domestically or abroad

Cancellable
Yes (conditions apply)

Restrictions
- Not Available for the following Destination Countries: Cuba , Iran, North Korea, Russia & Syria
- Not Available for Addresses from the Following U.S. States/Territories: Ohio, American Samoa, Alabama, Oklahoma, Puerto Rico, Vermont, Virgin Islands, Wisconsin, Washington, West Virginia, Colorado, Guam, New York, North Dakota, New Hampshire, Nebraska, Mississippi, Minnesota, Massachusetts, Maryland, Marshall Islands & Indiana (IN)

Acute Onset of Pre-Existing Conditions
No

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Disclaimer: Information presented here is high level and for your convenience only; it may not be accurate and is subject to change. Please review your policy document or brochure for the terms and conditions, a detailed description of coverage, benefits, limitations, and exclusions.

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