Atlas America vs. Safe Travels USA Comprehensive

Updated on October 30, 2023

When looking to purchase a visitors insurance plan, you may come across two very popular and similar travel medical insurance plans: Atlas America and Safe Travels USA Comprehensive. While these two plans have some similarities, they have some key differences that may help you decide which plan is right for you and your travels.

Both Atlas America insurance and Safe Travels USA Comprehensive insurance cover trips to the US and are both comprehensive plans, meaning they provide percentage based coverage for most eligible travel benefits. The comparison chart below features the main differences between Atlas America and Safe Travels USA Comprehensive insurance so you can find out which visitors insurance policy is best for you.

Atlas America

Administered by WorldTrips
Up to 364 days of coverage
Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date
Quarantine Indemnity Benefit for $50/day for 10 days
Covers up to the policy maximum for an acute onset of a pre-existing condition for those under the age of 80
Covers up to $1,000,000 for emergency medical evacuation
Covers up to $300 for acute and unexpected dental pain
Covers up to $100,000 for political evacuation

vs.

Safe Travels USA Comprehensive

Administered by Trawick International
Plan pays 100% within the First Health PPO network after the deductible
Maximum 2 years coverage
Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date
Coverage available for non U.S citizens visiting the USA
If no claims have been filed, policy can be canceled and refunded for a $25 cancellation fee
Coverage up to policy maximum for acute onset of pre-existing conditions for ages 69 and under
No state restrictions