Patriot America Lite vs. Atlas America Insurance

Updated on October 30, 2023

In your search to buy visitors insurance, you may have come across two similar travel medical insurance plans: Patriot America Lite and Atlas America. Both of these travel insurance policies are ideal for anyone traveling to the USA, but it's important to understand the difference between Patriot America Lite and Atlas America insurance plans before you buy.

Patriot America Lite insurance and Atlas America insurance are both comprehensive insurance plans, which pay 100% after the deductible is satisfied. For more details about the differences between Patriot America Lite and Atlas America insurance, refer to the comparison chart below.

Patriot America Lite

Administered by IMG
Up to 2 years of coverage
No coverage for acute onset of pre-existing conditions
Pays 100% within PPO network after deductible
Covers $300 for acute, unexpected dental pain

vs.

Atlas America

Administered by WorldTrips
Up to 364 days of coverage
Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date
Covers up to the policy maximum for an acute onset of a pre-existing condition for those under the age of 80
Pays 100% after the deductible is satisfied
Covers $250 for acute, unexpected dental pain