Patriot America Lite vs. Patriot America Plus Insurance

Updated on March 08, 2024

Patriot America Lite and Patriot America Plus visitors insurance plans are both very similar. These policies are good for international travelers visiting the US for a short period of time. Both Patriot America Lite and Patriot America Plus insurance are comprehensive coverage policies, which both cover 100% in network after the deductible.

Patriot America Lite insurance and Patriot America Plus insurance are both available to travelers over the age of 80 These plans can also both be extended up to 2 years. For more information about the differences between Patriot America Lite and Patriot America Plus insurance, refer to the comparison chart below.

Patriot America

Up to $1,000,000 policy maximum
Does not cover COVID-19
Available for US and non-US citizens visiting the US
No coverage for acute onset of pre-existing conditions coverage

vs.

Patriot America Plus

Up to $1,000,000 policy maximum
Available for US and non-US citizens visiting the US
Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date
Covers up to the maximum limit for acute onset of pre-existing conditions for travelers under the age of 70