Patriot Platinum International vs. Atlas International

Updated on October 04, 2023

When planning a trip abroad and shopping for visitors insurance, two plans that may strike your interest are Patriot Platinum International and Atlas International and when compared side by side, they may seem very similar. Despite their similarities, there are however many differences that are important to take note of in making your decision.

Patriot Platinum International and Atlas International are both comprehensive coverage plans that pay 100% up to the policy maximum, after the deductible is satisfied. The key differences between the two plans are featured in the comparison chart below to help you choose the plan that best fits your travel medical insurance needs:

Patriot Platinum International

Administered by IMG
USA and international coverage
Up to 36 months of coverage
Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date
No Quarantine Indemnity benefit
Policy maximum options of $1,000,000, $5,000,000, or $8,000,000 for ages 69 and under
Acute onset of pre-existing conditions coverage up to policy maximum for travelers under the age of 70

vs.

Atlas International

Administered by WorldTrips
International coverage only
Up to 12 months of coverage
Covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date
Quarantine Indemnity Benefit of $50/day for 10 days
Policy maximum option up to $2,000,000 for those under the age of 65
Acute onset of pre-existing conditions coverage up to $2,000,000 for travelers under age 65