Health Insurance for Foreign Visitors to the USA
Embarking on a trip to the United States is a thrilling adventure, filled with a myriad of exciting activities and destinations to explore. Whether you're planning to reconnect with loved ones or discover new sights and sounds, it's important to also consider the potential risks associated with traveling to a foreign country.
Healthcare costs in the U.S. are notoriously high, and without proper medical coverage, you could be left footing a bill that reaches into the thousands of dollars for just one medical visit. That's why obtaining visitors health insurance is a must-have for anyone traveling to the U.S. In this post, we'll dive into the reasons why having insurance coverage is crucial to ensuring a safe and enjoyable trip.
Do I Need Travel Medical Insurance?
When traveling to the U.S., unexpected medical costs can easily add up. Fortunately, with the right travel medical insurance, you can protect yourself against these expenses. Coverage typically includes:
- Illnesses or injuries requiring medical care
- COVID-19 treatment and services
- Physical Injuries
- Trips to the emergency room
- Emergency Medical Evacuation
- Repatriation and accidental death and dismemberment (AD&D)
- And more
Keep in mind that medical visits in the U.S. can cost thousands or even tens of thousands of dollars, while emergency medical evacuations can be even more expensive. Don't take any chances - if you're traveling to the U.S., make sure you have travel medical insurance to stay financially protected.
Related Article: How to Pick the Right Visitor Insurance Plan for Parents Visiting the USA
What is the Best Visitors Insurance?
Choosing the best international travel health insurance will depend upon your individual needs including your travel plans, age, and health. We’ve compiled a list of some of the top travel health insurance plans that we recommend for visitors to the United States:
- CoverAmerica-Gold offers hand-picked benefits tailored for travelers to the U.S., including coverage for emergency medical treatments, loss of passport, and border entry denial. It also has no extension or cancellation fees, includes one-time influenza shot coverage, border entry protection, and even a benefit for lost passport/travel documents.
- USVisit-Pro is suited for travelers with pre-existing conditions, as this plan is one of the few travel medical options that provides coverage for conditions that existed prior to your arrival in the U.S. This makes it a great option for elderly travelers and those with chronic conditions.
- Patriot America Plus offers comprehensive medical coverage to all ages at an affordable price. It offers basic coverage at an affordable premium and offers the options to renew online, is cancellable, and is also refundable.
Visiting the United States can be an exciting adventure, but the high costs of medical care can be a source of stress and uncertainty for travelers. That's why having the right travel medical insurance plan is essential to enjoy your trip with peace of mind. By choosing a visitors insurance plan, you can explore all the incredible destinations the US has to offer, knowing that you are protected against unexpected medical expenses. Don't let the fear of high medical costs hold you back from experiencing the trip of a lifetime!
