Patriot America Lite Insurance provides comprehensive medical coverage for travel to the USA for individuals and families who live outside the USA. After the deductible is satisfied by the insured person, this insurance plan pays 100% within the PPO network, up to the policy maximum. The plan provides travel medical protection including out-patient treatment, in-patient treatment, emergency services, emergency medical evacuation, and more. Patriot America Lite Insurance covers trips between 5 days to 12 months at a time. The plan can be renewed for a maximum of two years.
Comprehensive travel medical insurance for an affordable premium
Deductible is required once per policy period
PPO Network
Limitations
Low policy maximum for ages 80+
Maximum 2 years coverage
No coverage for acute onset of pre-existing conditions
Does not cover COVID-19
Expert Opinion Patriot America Lite Insurance is best suited for international travelers visiting the US or outside their home country. This policy also meets the requirements for Schengen Visa Travel Insurance if the U.S is the primary destination. A visa letter for visa purposes can be provided.
Latest User Reviews Ratings, Feedback, and Complaints
Jitedra Kushwaha | April 10, 2019, 7:47 am
I bought it for my dad when he visited me last year. I used it once for outpatient treatment at providence clinic. They didn't have this insurance in their list but they accepted it as the underwriter is based in USA. As my deductible was zero I didn't have to pay anything from my pocket, few months later the claim was processed without any issues. I would recommend it.
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International Medical Group (IMG) Responded on April 10, 2019, 8:45 am
Thank you for sharing your feedback about International Medical Group® (IMG®)! We love hearing from happy customers and look forward to continuing to serve you. It is our privilege to provide you Global Peace of Mind®.
Great coverage and great experience. always at hand 24/7
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International Medical Group (IMG) Responded on March 09, 2018, 7:41 am
Hello Rohit,
We are happy to hear about your positive experience with IMG and Patriot America! We look forward to continuing to cover you and your loved ones in the future!
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